Privacy Policy
LoanFlow.cc, hereinafter referred to as ("loanflow.cc", "website", "us", "we" or "we"), has created this Privacy Policy to disclose the information we collect and common practices. We understand the importance of Internet users' privacy and have kept this in mind when designing our services.
If you do not agree with the terms of our Privacy Policy, please do not use or access the Website.
Information We Collect:
In order to provide and deliver tailored offers to you, we may collect and/or monitor the following: information provided by you through online forms, registration forms, surveys, and/or other forms of participation, such as sensitive personal data, email addresses, personal, financial or demographic information; anonymous web user information, such as a website's HTTP header, IP address, Internet service provider (ISP), timestamps, clicks, and user information, specific or aggregated, about the pages our visitors visit. Information about web users collected on this website is tracked for the purposes of trend analysis, website administration, aggregated user behavior tracking, and broad demographic information collection and use.
Cookies:
This website uses a "cookie" to assign a unique identifier to your computer. The cookies we use are persistent files that your web browser places on your computer's hard drive. Cookies may be used to help store information about past activities and other preferences so that you do not have to re-enter information each time you visit this website and to deliver content that is specific to your needs. No personally identifiable information is collected by cookies.
How We Use Your Information:
Any personal information you provide on this website remains your personal property. However, by submitting your information on this website, or in the course of using this website`s services, you consent and agree to the following: the transfer of your personal information, and any other data we acquire about you from third-party service providers in the process of evaluating you for a loan, to other companies including but not limited to, other consumer credit lenders and their affiliates; the use of your personal, demographic and profile information to enhance your experience at LoanFlow.cc and enable us to improve this website through statistical and market analysis; adding of your information to our consumer database, of which may be used to contact you via email, telephone or postal mail regarding new product and service offerings from LoanFlow.cc and/or its affiliates, and/or the status of orders placed online. By providing your personal information to this website for the purpose of inquiring about a loan, you consent for us to share your information with potential lenders. To this end, by agreeing to this Privacy Policy you provide your consent to LoanFlow.cc to sell your information to reliable lenders, brokers, and lead providers.
Though we make every effort to preserve user privacy, we may be required to disclose personal information in some instances, such as:
- when required by law wherein we have a good faith belief that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena;
- in the event that LoanFlow.cc is sold or acquired; or
- in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts.
In addition, you hereby agree to disclose any records or communications to any third party when LoanFlow.cc, in its sole discretion, determines that such disclosure is appropriate, including, but not limited to, sharing your email address with other third parties for deletion purposes consistent with the provisions of the CAN-SPAM Act 2003, as amended from time to time.
Disclosure of Information to Third Party
We take your information very seriously. If you choose to provide information on this website, that information will be shared with reliable consumer credit lenders for the purpose of evaluating you for a loan. Your information may also be shared with third parties for the purpose of marketing special products and services of LoanFlow.cc and/or related third-party affiliates/partners.
We may share our user information and/or partner with other companies to provide selected and exclusive opportunities to our users. We may provide you with third-party services, based in part on your willingness to be contacted by our third-party advertisers. You further agree that such action constitutes a purchase, request, and/or application for the purposes of the revised Telemarketing Sales Rules, 16 C.F.R. Section 310, et seq. Although your phone number may be on the USA, Canada, Australia, and the United Kingdom's National Do Not Call List, LoanFlow.cc reserves the right to contact you by telemarketing under the USA, Canada, Australia, and the United Kingdom's National Do Not Call List. Furthermore, by registering with a Third Party Advertiser or requesting information from a Third Party Advertiser on or through the Website, such action will constitute the purchase, request, and/or application for Corresponding third-party advertisers for USA, Canadian, Australian, and UK purposes. The Do Not Call Country List, and you may be contacted by email, direct mail, and/or telemarketing under the USA, Canada, Australia, and the United Kingdom's Do Not Call Country List.
LoanFlow.cc is not responsible for the content, terms, and conditions, or privacy policy of third-party advertisers' websites. The entities that advertise and/or place advertising banners on the Website, including but not limited to third-party advertisers, are independent third parties and are not affiliated with LoanFlow.cc.
Use of Information and Opting-Out
By submitting an application to this website, you confirm that you are 18 years of age or older and that you agree to the terms of use and privacy policy that govern this website. You may choose not to provide us with certain personal information, but doing so may result in restricted access to certain features and services offered on this website and ultimately affect your ability to get a loan.
If you wish to delete the personal information we have collected from you, please email a request to support@loanflow.cc. We will process your request, to the extent possible and subject to the terms and conditions contained in this Privacy Policy, within a reasonable period of time. We will use commercially reasonable efforts to delete your personal information no more than three (3) months after receiving your request unless a longer retention period is required by law. Any request to delete personal information will apply to information held by loanflow.cc, not information that has been shared with third parties. The processing of such information is governed by the privacy policies of those parties and not by this Privacy Policy. When you submit your information to loanflow.cc, you may receive electronic messages or marketing messages from third parties. You will have the option in any commercial e-mail we send you to opt out of receiving such messages in the future. You may also opt out of receiving commercial emails by emailing us. Processing your request may take up to 10 commercial days. If you delete your information from our database, it will no longer be used for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional messages or reports to you. If your information has been shared with a third party, it may be necessary to contact the third party directly to opt out of receiving information from them. We may use the personal information you provide on this website to administer the services you have requested, including wireless services that display personalized content and advertising. In addition to the charges notified to you, your wireless carrier's standard messaging rate applies to our confirmation and any subsequent SMS correspondence. You may opt out of receiving further SMS messages and delete your SMS information from our database by replying "STOP", "END" or "QUIT" to the SMS you have received. If you delete your SMS information from our database, it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or a third party to advertise mail to you.
Changes To Privacy Policy
LoanFlow.cc reserves the right to amend or update this Privacy Policy at any time by posting a notice on the Website that we are changing our Privacy Policy. If the way we use information changes, we will notify users by posting the changes on this website. All changes to our Privacy Policy are effective upon posting. User's continued use of the Website and/or continued receipt of LoanFlow.cc emails constitutes User's affirmative acknowledgment and acceptance of the terms of the revised Privacy Policy.
Minors
Visitors under the age of 18 are not permitted to use and/or submit their personal information on the Site. LoanFlow.cc does not knowingly solicit or collect information from anyone under the age of 18. We encourage parents and guardians to spend time online with their children and to participate in and supervise their children's interactions.
Security
All collected information is stored in a physically secure environment. In addition, access to this information is strictly limited and the information is not made publicly available. Our employees are committed to maintaining the safety and security of all user information on loanflow.cc. To prevent unauthorized access, maintain data accuracy, and ensure correct use of information, we use appropriate industry standard processes to protect the security of your personal information, such as firewalls, encryption, token authentication, application proxies, monitoring technology, and adaptive network traffic that analyze to monitor abuse of our network and its data. In addition, LoanFlow.cc has security measures in place to protect against the loss, misuse, and alteration of personal information under our control. Please note that, while we will take all reasonable technological precautions available to protect your data, no data transmitted over the Internet can be 100% guaranteed to be secure.
